{"id":9738,"date":"2023-04-05T11:19:13","date_gmt":"2023-04-05T16:19:13","guid":{"rendered":"https:\/\/niubox.legal\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/"},"modified":"2023-04-05T11:19:13","modified_gmt":"2023-04-05T16:19:13","slug":"proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc","status":"publish","type":"post","link":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/","title":{"rendered":"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC)"},"content":{"rendered":"\n<ul class=\"wp-block-list\">\n<li>El pasado viernes el Ministerio de Hacienda public\u00f3 un proyecto de decreto que busca modificar los tipos de modalidades de cr\u00e9dito.<\/li>\n\n\n\n<li>El principal objetivo del Decreto es erradicar pr\u00e1cticas como la de los cr\u00e9ditos informales conocidos como pr\u00e9stamos &#8220;gota a gota&#8221;, buscando promover la inclusi\u00f3n financiera, la justicia econ\u00f3mica y el financiamiento sostenible.<\/li>\n\n\n\n<li>Se elimina la modalidad de microcr\u00e9dito tal como la conoc\u00edamos hasta ahora y se subdivide en cinco categor\u00edas asociadas a las operaciones realizadas con personas naturales o jur\u00eddicas para el ejercicio de una actividad econ\u00f3mica, as\u00ed:<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Tipos de Cr\u00e9dito<\/strong><\/td><td><strong>Monto<\/strong><\/td><\/tr><tr><td>Popular productivo rural Popular productivo urbano<\/td><td>Hasta 6 SMLMV<\/td><\/tr><tr><td>Productivo rural Productivo urbano<\/td><td>Entre 6 y 25 SMLMV<\/td><\/tr><tr><td>Productivo<\/td><td>Entre 25 y 120 SMLMV<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>En principio, se podr\u00e1 seguir cobrando comisiones y honorarios que no se consideran intereses en los cr\u00e9ditos de hasta 25 SMLMV seg\u00fan el art\u00edculo 39 de la Ley 590 de 2000.<\/li>\n\n\n\n<li>Las modalidades de cr\u00e9dito ordinario y de consumo, incluyendo bajo monto, contin\u00faan igual.<\/li>\n\n\n\n<li>La norma posibilita que la SFC acuda a fuentes alternativas de informaci\u00f3n para certificar las tasas de estas nuevas modalidades, para lo cual puede jugar un rol muy importante el ecosistema fintech.<\/li>\n\n\n\n<li>Seg\u00fan se\u00f1al\u00f3 la Unidad de Regulaci\u00f3n Financiera del Ministerio de Hacienda, el prop\u00f3sito de esta segmentaci\u00f3n es incentivar el acceso a la financiaci\u00f3n formal a trav\u00e9s de esquemas de innovaci\u00f3n que permitan distribuir recursos a la poblaci\u00f3n m\u00e1s vulnerable del pa\u00eds. Es posible incluso que en algunos tipos de cr\u00e9dito se puedan presentar tasas de inter\u00e9s m\u00e1s altas que las actuales de acuerdo con el perfil de riesgo de cada modalidad.<\/li>\n\n\n\n<li>Esta regulaci\u00f3n est\u00e1 asociada a la estrategia <em>\u201cCREO, un cr\u00e9dito para conocernos\u201d <\/em>lanzada para otorgar un mill\u00f3n de cr\u00e9ditos a personas sin vida crediticia y que fue anunciada el 28 de marzo, todo alineado con la pol\u00edtica de econom\u00eda popular planteada por el Gobierno Nacional.<\/li>\n\n\n\n<li>Se espera que el Ministerio de Hacienda publique el Decreto a m\u00e1s tardar el 31 de marzo con algunas modificaciones seg\u00fan los comentarios presentados por el sector, entre ellos Colombia Fintech. <a href=\"https:\/\/www.minhacienda.gov.co\/webcenter\/ShowProperty?nodeId=%2FConexionContent%2FWCC_CLUSTER-214328%2F%2FidcPrimaryFile&amp;revision=latestreleased\">El Proyecto est\u00e1 disponible aqu\u00ed<\/a>.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>El pasado viernes el Ministerio de Hacienda public\u00f3 un proyecto de decreto que busca modificar los tipos de modalidades de cr\u00e9dito. <\/p>\n","protected":false},"author":1,"featured_media":9739,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[113],"tags":[],"class_list":["post-9738","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-niubox-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC) - Niubox<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC) - Niubox\" \/>\n<meta property=\"og:description\" content=\"El pasado viernes el Ministerio de Hacienda public\u00f3 un proyecto de decreto que busca modificar los tipos de modalidades de cr\u00e9dito.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/\" \/>\n<meta property=\"og:site_name\" content=\"Niubox\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Niuboxlegal\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-05T16:19:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/niubox.legal\/wp-content\/uploads\/2024\/02\/Niubox_web.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"648\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Niubox\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@niuboxlegal\" \/>\n<meta name=\"twitter:site\" content=\"@niuboxlegal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Niubox\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/\"},\"author\":{\"name\":\"Niubox\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#\\\/schema\\\/person\\\/0530c22e32ab9a57a3da1065acf87b9a\"},\"headline\":\"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC)\",\"datePublished\":\"2023-04-05T16:19:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/\"},\"wordCount\":392,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/niubox.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/Banner.png\",\"articleSection\":[\"Niubox\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/\",\"url\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/\",\"name\":\"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC) - Niubox\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/niubox.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/Banner.png\",\"datePublished\":\"2023-04-05T16:19:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#primaryimage\",\"url\":\"https:\\\/\\\/niubox.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/Banner.png\",\"contentUrl\":\"https:\\\/\\\/niubox.legal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/Banner.png\",\"width\":1479,\"height\":863},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/niubox.legal\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/niubox.legal\\\/en\\\/\",\"name\":\"Niubox.legal\",\"description\":\"Niubox es una firma pionera en asesor\u00eda legal especializada en tecnolog\u00eda y negocios digitales, asuntos p\u00fablicos y regulatorios e innovaci\u00f3n legal en Per\u00fa y Ecuador\",\"publisher\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/niubox.legal\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#organization\",\"name\":\"Niubox Legal\",\"url\":\"https:\\\/\\\/niubox.legal\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/niubox.legal\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/Niubox_web.jpg\",\"contentUrl\":\"https:\\\/\\\/niubox.legal\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/Niubox_web.jpg\",\"width\":1000,\"height\":648,\"caption\":\"Niubox Legal\"},\"image\":{\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Niuboxlegal\\\/\",\"https:\\\/\\\/x.com\\\/niuboxlegal\",\"https:\\\/\\\/www.instagram.com\\\/niuboxlegal\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/niuboxlegal\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/niubox.legal\\\/en\\\/#\\\/schema\\\/person\\\/0530c22e32ab9a57a3da1065acf87b9a\",\"name\":\"Niubox\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/402b3e000f5babe43533e9d63547871174c04eb29bd77348c53ef427588343c7?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/402b3e000f5babe43533e9d63547871174c04eb29bd77348c53ef427588343c7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/402b3e000f5babe43533e9d63547871174c04eb29bd77348c53ef427588343c7?s=96&d=mm&r=g\",\"caption\":\"Niubox\"},\"sameAs\":[\"https:\\\/\\\/niubox.legal\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC) - Niubox","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/","og_locale":"en_US","og_type":"article","og_title":"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC) - Niubox","og_description":"El pasado viernes el Ministerio de Hacienda public\u00f3 un proyecto de decreto que busca modificar los tipos de modalidades de cr\u00e9dito.","og_url":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/","og_site_name":"Niubox","article_publisher":"https:\/\/www.facebook.com\/Niuboxlegal\/","article_published_time":"2023-04-05T16:19:13+00:00","og_image":[{"width":1000,"height":648,"url":"https:\/\/niubox.legal\/wp-content\/uploads\/2024\/02\/Niubox_web.jpg","type":"image\/jpeg"}],"author":"Niubox","twitter_card":"summary_large_image","twitter_creator":"@niuboxlegal","twitter_site":"@niuboxlegal","twitter_misc":{"Written by":"Niubox","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#article","isPartOf":{"@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/"},"author":{"name":"Niubox","@id":"https:\/\/niubox.legal\/en\/#\/schema\/person\/0530c22e32ab9a57a3da1065acf87b9a"},"headline":"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC)","datePublished":"2023-04-05T16:19:13+00:00","mainEntityOfPage":{"@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/"},"wordCount":392,"commentCount":0,"publisher":{"@id":"https:\/\/niubox.legal\/en\/#organization"},"image":{"@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#primaryimage"},"thumbnailUrl":"https:\/\/niubox.legal\/wp-content\/uploads\/2023\/04\/Banner.png","articleSection":["Niubox"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/","url":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/","name":"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC) - Niubox","isPartOf":{"@id":"https:\/\/niubox.legal\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#primaryimage"},"image":{"@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#primaryimage"},"thumbnailUrl":"https:\/\/niubox.legal\/wp-content\/uploads\/2023\/04\/Banner.png","datePublished":"2023-04-05T16:19:13+00:00","breadcrumb":{"@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#primaryimage","url":"https:\/\/niubox.legal\/wp-content\/uploads\/2023\/04\/Banner.png","contentUrl":"https:\/\/niubox.legal\/wp-content\/uploads\/2023\/04\/Banner.png","width":1479,"height":863},{"@type":"BreadcrumbList","@id":"https:\/\/niubox.legal\/en\/proyecto-de-decreto-que-modifica-las-modalidades-de-credito-certificadas-por-la-superintendencia-financiera-de-colombia-sfc\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/niubox.legal\/en\/"},{"@type":"ListItem","position":2,"name":"Proyecto de Decreto que modifica las modalidades de cr\u00e9dito certificadas por la Superintendencia Financiera de Colombia (SFC)"}]},{"@type":"WebSite","@id":"https:\/\/niubox.legal\/en\/#website","url":"https:\/\/niubox.legal\/en\/","name":"Niubox.legal","description":"Niubox es una firma pionera en asesor\u00eda legal especializada en tecnolog\u00eda y negocios digitales, asuntos p\u00fablicos y regulatorios e innovaci\u00f3n legal en Per\u00fa y Ecuador","publisher":{"@id":"https:\/\/niubox.legal\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/niubox.legal\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/niubox.legal\/en\/#organization","name":"Niubox Legal","url":"https:\/\/niubox.legal\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/niubox.legal\/en\/#\/schema\/logo\/image\/","url":"https:\/\/niubox.legal\/wp-content\/uploads\/2024\/02\/Niubox_web.jpg","contentUrl":"https:\/\/niubox.legal\/wp-content\/uploads\/2024\/02\/Niubox_web.jpg","width":1000,"height":648,"caption":"Niubox Legal"},"image":{"@id":"https:\/\/niubox.legal\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Niuboxlegal\/","https:\/\/x.com\/niuboxlegal","https:\/\/www.instagram.com\/niuboxlegal\/","https:\/\/www.linkedin.com\/company\/niuboxlegal\/"]},{"@type":"Person","@id":"https:\/\/niubox.legal\/en\/#\/schema\/person\/0530c22e32ab9a57a3da1065acf87b9a","name":"Niubox","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/402b3e000f5babe43533e9d63547871174c04eb29bd77348c53ef427588343c7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/402b3e000f5babe43533e9d63547871174c04eb29bd77348c53ef427588343c7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/402b3e000f5babe43533e9d63547871174c04eb29bd77348c53ef427588343c7?s=96&d=mm&r=g","caption":"Niubox"},"sameAs":["https:\/\/niubox.legal"]}]}},"_links":{"self":[{"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/posts\/9738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/comments?post=9738"}],"version-history":[{"count":0,"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/posts\/9738\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/media\/9739"}],"wp:attachment":[{"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/media?parent=9738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/categories?post=9738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/niubox.legal\/en\/wp-json\/wp\/v2\/tags?post=9738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}